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So what's your thoughts on this? For those of us with young families is "the dream" of exiting the work force early something worth really striving for? My thoughts on this have changed a lot over the past year or so for a couple of reasons. 1: The kids have school commitments. 2: If you're...

No thread about this yet? You guys are slipping! :cool: http://aca.ninemsn.com.au/article/8864036/australias-tighest-family They seem to be happy I guess but I would rather work and buy what I want than live this tight. Apparently they only bring in 40k a year but have their house paid off.

Stumbled across this, type in your competitors business names or even yours. Most of the time it comes up with how much sales they are doing. :eek::eek::eek: Bit of an eye opener. http://www.hoovers.com/company-information/company-search.html Is nothing private anymore? :confused:

??? I would ideally like to keep our son at home with mum till he starts school but the reality is sooner or later he is going to have to start childcare and this will likely be 5 days a week so my wife can go back to work. Our son is 8 months old now. Interested to hear from other people how...

Seems I have been kicked to the curb by aami, apparently they dont insure investment properties that have a separately rented granny flat. Who are you guys using in this situation?

http://www.smh.com.au/nsw/sydney-waterfront-public-housing-properties-to-be-sold-off-20140319-351fs.html What are your thoughts on this? I think people living in these properties should be moved on. They are paying $60 or so a week to live in multi million dollar properties in some cases...

Looking to build a new IP and there is no option for natural gas connected to the mains in the area. The options available are, Solar, electric heat pump or bottled gas. The most cost effective solution is to go for bottles, heat pump is a little more but the systems are a bit flaky from what I...

I have been trying to clear our house of odds and ends not being used anymore. Came across a box full of investment, business and mindset books I thought people here may be interested in. Price? Free! (almost) just cover the cost of postage. $5 for the small ones and $10 for the bigger...

Always a favourite topic around here. :D For those of you who have reached this goal would you mind sharing your story with us? Some questions: 1: How long from start to finish (in years) did it take you to achieve? 2: How many properties did it take to do it? 3: Did you grind away and...

hi everyone, We have had a granny flat with an attached garage approvaed by a private certifier about a month ago. Just got a call and they are saying thr council don't like the idea of the attached garage and want us to remove it. The dwelling was approved as a complying development under the...

Hey everyone, I have a small 3 bedroom house in western Sydney that needs a roof restoration( concrete roof tiles), roof area is about 110sqm. Just wondering who people have used to do theirs and how much you paid?

Hi everyone, I did a search for this on the forum but wasn't able to find much. Does anyone Have a granny flat builder in the Newcastle area that they could recommend? My property is actually in the Port Stephens area. Obviously it's easier to find someone in Newcastle so im searching there...

Hey everyone, below is the situation I have, hoping some of the finance wizards on the board here can help me out. What I want to do Refinance 2x IP's that are in my name, releash cash to purchase Ip 3 in my wifes name. IP1: Value 600k, loan remaining 330k IP2: Value 300k, loan remaining 215k...

Yeah I know there is a hundred of these types of threads but hows about another one? :D I have about $400k im looking to spend on an IP or two. Would prefer something that offers good cashflow. I always prefer to buy houses rather than units/townhouses to avoid strata fee's. Want to stay in...

http://www.smh.com.au/opinion/political-news/rba-warns-on-loan-risks-20120821-24kpa.html Surprised no one posted this already. This isn't such a bad idea i feel at least for resi property loans.

Im in need of a little advice from the collective wisdom that is Somersoft. Lately i have been doing some thinking about where i would like to be in 10 years and what my journey is going to be like along the way. Im 29 now, I got married earlier this year. My wife is 25, we're thiknig of...

...Wait for your relo's to die and inherit all their property's, shares and cash. Does anyone have people like this in their family? I know a few people like this who don't invest and spend everything they earn cause they know they'll have a big pay day when a relative croaks. They're quiet...

I have an IP on the NSW coast on a level 820m2 block that im attempting to do a dual occ with by building a house at the rear of the current dwelling. My question is what would be the best way to build a house of a similar style to the original house pictured below which is made from hardy...

Hi all, I have a bit of a problem. One of my IP's has a gum tree overhanging it from next door. My tenants have approached the the people next door but they don't wan't to know about it. They have even offered to climb the tree and prune it themselves to no avail. So far several smaller...

Hi all, A rather depressing question for you in these times of doom and gloom. :eek: I have a mortgage with xxx amount of redraw in the account. What happens to this if the wholesale lender i'm with goes belly up? I know another bank comes in to take over the loan (i would hope) but what...