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Howdy Has anyone dealt with and has an opinion on YOUI Insurance for home and contents insurance. They seem to be quite cheap and the PDS looks quite reasonable.

Hi In the case of 2 parties purchasing a property together with each party taking out separate loans (not joint loans) for 1/2 of the property each, is the % owned by each party defined in the contract of sale or elsewhere ?. ie does it say anywhere on any doco that is routinely used in a...

Hi Just a quick question I have equity available in my PPOR and in my Ips. I am looking to release some equity in one of them to fund the deposit and costs of another IP. Does it make more sense to grab the equity out of the PPOR or the IPS. ? I think its the PPOR however i am...

Would appreciate some thoughts on likely tax position. Scenario Person A and B take out a joint loan to purchase an IP. They share costs and generally split everything including future capital gains down the middle. I'm assuming that come tax time they can claim half of any losses if...

Hi I'm just checking to see that its ok to put in offers at the same time for different properties. Are the actual offers that you initially put in binding if the vendor accepts them or is the only thing that is binding is the resultant contract that the agent comes back with once the vendor...

Does anyone have any idea of rough costs for the spray on concrete (pattern pave). I'm looking at an cost efficient way to makeover an old concrete driveway. any other suggestions are welcome

I want to find out what houses in a particular area have sold in the last 12 months or so and at what price. Is there a web site available to do a quick search or should i cosy up to my friendly realestate agent. ?. area is Morphettvale Adelaide SA. I have done a quick search on this...

I am contemplating project managing our PPOR bathroom renovation and am looking for a very good tiler. Can anyone recommend a tiler in Adelaide that gave them good service and a great finish - Adelaide area - down south at reynella

I would like to gather some of the forum members thoughts on possible things I could do in the following situation. Background info 4 IP’s - 690K liability, value at 1.015M = 350K equity…all positive cash flow but not positive geared. (closer to neutral so I have to fund the losses through...

I recently came into a reasonable bit of money which went into my transaction account. I then in a "brainwave" set up the transaction account as an offset account linked to my IP's to temporarily save on interest repayments. Now i have a passing recollection that this is not a good thing as...

Oh Dear. The Adelaide Sunday Mail this morning has run a large story about Buckland Park Virginia and flood concerns. Lots of words like Calamity and 2billion dollar town WILL FLOOD. Lots of hand wringing and shaking of heads about how bad reports on flood and flow volumes could have...

does anyone have any links to information on future plans for christies beach. I have searched the councils and googled but nothing particulary outstanding has turned up. this could mean i am missing something or that Christies Beach won;t become the NEW Glenelg anytime soon. I am...

Can anyone recommend a building inspector in Adelaide. ?. I have searched the forum and not found anything that would help. thanks in advance

In the spirit of "there are no dumb questions". Is there a good starting point to get some information on floor plans for townhouses. The background to this is I'm looking at buying a 980 sqm property and am thinking about building a few townhouses on them or multiple single storey...

Arrggghhhh. I seem to have come to a plateau in my property investing activities and need some advice on how to get out of the rut. I have 3 IP's which are neutral to only just positive cashflow (no great burden anyway) and have approval for another 300K for investing from the bank...