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  1. JD86

    What to buy with $70k-$80k

    Hi Guys, I am stuck for what to buy next. I currently own a house in Wallan, which is tenanted. I have increased the LVR to 80% and along with savings can spend about $70k-$80k on another purchase. With the Wallan house at 80% LVR it puts $50 a week in my pocket after agents fees. There...
  2. JD86

    Where to spend $300k

    Hi guys, I have recently rented out my first house which was my PPOR. I have re-financed and can spend max. $300k @ 90% LVR for IP number 2. I have been researching areas like Bendigo and Ballarat but wondering if people have any other areas in mind that may suit my criteria? I am...
  3. JD86

    Anyone own exotic cars?

    Hi guys, I am a car fanatic and am just wondering if anyone on here owns any exotic classic or sports cars they would like to share some photos and information about? Thanks
  4. JD86

    electrical problem

    hi guys, recently the lights have started flickering in my house every so often, then computer screen flickers as well and the tv turns off then back on. i recently had a smart meter installed, thought it could be that, but it was checked today and they say nothing wrong. what else...
  5. JD86

    Blue Gum Home Loans

    Hi guys, I have a house which is valued at $350k, and a loan of $230k. It was my first hous I built approx. 18 months ago. I am living in it. I have just started a new job, 3 months ago, and I am sort of sub-contracting. I work fully time, but get paid as a contractor using my ABN. It...
  6. JD86

    help - property investing

    Hi Guys, as some of you may know, I lost my job around 7 weeks ago, I was made redundant as the boss could not afford to keep the business running. I have managed to find a new job, and I am really enjoying it. I have been there 5 weeks now. The only downside is, I am sort of working as...
  7. JD86

    Help - property investing

    Hi Guys, as some of you may know, I lost my job around 7 weeks ago, I was made redundant as the boss could not afford to keep the business running. I have managed to find a new job, and I am really enjoying it. I have been there 5 weeks now. The only downside is, I am sort of working as...
  8. JD86

    Losing job

    Hi guys, this morning my boss advised me, and all 4 other staff, that he cannot continue to keep the business running - we are all being made redundant. He has given us 4 weeks notice. He said he will pay us our owing annual leave in full. I have been a full time employee for him for 4...
  9. JD86

    Newbie help

    Hi guys, I need some help figuring out how much money I can borrow I currently own a 3 bedroom, 2 bathroom, double garage house. I built the house and it is my first house so I got the FHOG. I have lived there for 7 months, so am now eligible to rent it out. The house is worth approx...
  10. JD86

    dish washer help

    hi guys, i have recently brought a whirlpool dishwasher. it is installed but when i run a cycle it keeps coming up with error code 2, stating the drain hose is too high. but the drain hose is not too high. the bottom of the dish washer is full of water and wont drain out. has anyone seen this...
  11. JD86

    alcohol for sale

    Hi Guys, I was cleaning out cupboards and found some alcohol. My boss gives me a bottle of something every Xmas and birthday. I dont drink so I have gathered bit of a collection. Wine and Whisky. All bottles are un-opened. I looked up prices on internet, the total price is over $300, I...
  12. JD86

    Advice for new investor - positive gearing

    Hi Guys, I am 25 and own my house, it is worth approx. $340k, with a loan of $230k. I earn $48k p.a. I have contacted my mortgage broker and he says I can borrow up to $400k total, factoring a rent of around $250 a week and my salary. This means I can borrow up to $170k, with a rent of...
  13. JD86

    Restoring Dreams - inner workings of Grand Tourer Restorations

    Hi Guys, hopefully most of you have been watching Restoring Dreams on channel 31 (digital 44) on Wednesday nights at 8pm to see the inner workings behind Grand Tourer Restorations, it is a great show. Apparently, the ratings are dropping, so would be great if you could tell everyone who may...
  14. JD86

    'Restoring Dreams' inner workings of Grand Tourer Restorations

    Hi Guys, just starting a thread to make sure everyone tunes in to watch 'Restoring Dreams' on Wednesday 9th March at 8pm or channel 31. It is a 13 part series about the inner workings of Grand Tourer Restorations. It will be a great viewing. Hopefully get heaps of viewers so Neil can do a...
  15. JD86

    turf melbourne

    hi guys, i am doing some landscaping to my house. i am going to lay some kikuyu instant turf. best price i have come across so far is $6.60m2. i have seen it a lot cheaper in Sydney. does anyone know somewhere in melbourne, preferably northern suburbs, that does a better price than $6.60m2...
  16. JD86

    rotary hoe

    hi guys i have just built a house and i want to do something with the yard. at the moment it is like hard dry clay, so i am thinking about hiring a rotary hoe to churn up the soil and then get some top soil delivered to spread on top, then spread grass seeds. i have never used a rotary hoe...
  17. JD86

    Top up loan or extension to existing loan

    Hi guys, I have just built my first house and I am very happy with it. A kerb side valuation came in at $310k and my loan is for $232k. I need a lot of stuff done around the yard and would like to put in air conditioning, so I am considering borrowing an extra $8k to fund these things and...
  18. JD86

    around the bay in a day

    Hi everyone, i will be riding in the around the bay in a day this year. is anyone else going to? it should be a good day out and for a good cause. if anyone wants to sponsor me my link is below http://aroundthebayfundraising.com.au/?JoshDelany cheers
  19. JD86

    New Investor - a little help

    Hi Guys, just after a bit of a guide as to what you would do in my situation. I am 24, have just built a house, it is worth approx. $330k, my loan is for $230k. so around 70% LVR I am on $43k per year (due for a rise soon) I am thinking of drawing on equity in my home, rasing my LVR...
  20. JD86

    Vic Number Plates - INVSTR

    hi guys i have a set of vic number plates I am thinking about selling - INVSTR if anyone is interested pm me an offer cheers
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