Recent content by jasperjue

Howdy Has anyone dealt with and has an opinion on YOUI Insurance for home and contents insurance. They seem to be quite cheap and the PDS looks quite reasonable.

thanks for the reply Rolf it was helpful

Hi In the case of 2 parties purchasing a property together with each party taking out separate loans (not joint loans) for 1/2 of the property each, is the % owned by each party defined in the contract of sale or elsewhere ?. ie does it say anywhere on any doco that is routinely used in a...

Could you speficy the product you are using with Westpac. I currently have a 6.21% which includes a .7% discount so your rate is great.

thanks Ozperp. I think i will target the IPS equity and keep any potential mess in the one spot.

Hi Just a quick question I have equity available in my PPOR and in my Ips. I am looking to release some equity in one of them to fund the deposit and costs of another IP. Does it make more sense to grab the equity out of the PPOR or the IPS. ? I think its the PPOR however i am...

Would appreciate some thoughts on likely tax position. Scenario Person A and B take out a joint loan to purchase an IP. They share costs and generally split everything including future capital gains down the middle. I'm assuming that come tax time they can claim half of any losses if...

also there wasn't a time limiting clause on the first offer they put in but i have said they should put a clause in on any subsequent offers.

Hi I'm just checking to see that its ok to put in offers at the same time for different properties. Are the actual offers that you initially put in binding if the vendor accepts them or is the only thing that is binding is the resultant contract that the agent comes back with once the vendor...

thanks for the suggestions i'll look into the sealer a bit more

Does anyone have any idea of rough costs for the spray on concrete (pattern pave). I'm looking at an cost efficient way to makeover an old concrete driveway. any other suggestions are welcome

having had a better look around i can see that i can pay for a bunch of reports. I might just try the realestate agent and see if they won't slip me a suburb report and street report. If anyone knows of a free way of getting these though i am all ears. cheers and merry xmas to all

I want to find out what houses in a particular area have sold in the last 12 months or so and at what price. Is there a web site available to do a quick search or should i cosy up to my friendly realestate agent. ?. area is Morphettvale Adelaide SA. I have done a quick search on this...

I am contemplating project managing our PPOR bathroom renovation and am looking for a very good tiler. Can anyone recommend a tiler in Adelaide that gave them good service and a great finish - Adelaide area - down south at reynella

I can;t find any mention on the web and i haven;t come across this mentioned in any of the newspapers i googled up the site below and they seem to be in the business of trading physical metal. I can't vouch for them at all but i would be interested to here how you go about getting your gold...