like some of the others have said, people lose confidence in putting everything into super because the govt continues to change the rules.
plus it depends on the individual and their age/circumstances. for many its compulsory to contribute via the employer.
my opinion is to have a range of investments property/shares and contribute to super. we prefer to keep things simple. we have had financial planners with plans/fees etc over the years, now we seek advice when we need it, tax/legal etc.
some maybe hoping/expecting to inherit so then their financial plans are irrelevant because their future needs are assured?
its an individual decision.
plus it depends on the individual and their age/circumstances. for many its compulsory to contribute via the employer.
my opinion is to have a range of investments property/shares and contribute to super. we prefer to keep things simple. we have had financial planners with plans/fees etc over the years, now we seek advice when we need it, tax/legal etc.
some maybe hoping/expecting to inherit so then their financial plans are irrelevant because their future needs are assured?
its an individual decision.