Thankyou to everyone who made suggestions and commented on this post.
Yes, definately got me thinking and I am going to try to retain all 3 properties
I will consider renting a house or buying a cheap house to live in.
From talking, there seems to be uncertainty with what is likely to happen with house prices, so am tempted to rent and sit on the fence until we see what is going to happen with market, my husband gets a job ect
It seems I am have my loans set up all wrong from an investment view
We are with NAB 2 loans are fixed and 1 variable, they are not Interest only
Is it worth considering refinancing with NAB or another bank (any recommendations?) to make savings??? would you fix all 3 prop, go interest only and spread over longest time ect ect? Can you add redraw and offset to an interest only loan?
Of we go down the route of renting a house and rent covered by Irish income, would you consider it a good idea to purchase another invest prop with our current protfolio and level of assets/indebtiness/income
I hope you dont mind, I am just bumping my thread back up, seems to have got lost.... Just in case there are some good people who were wanting to comment