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Gee Datto, what's up? I was expecting you to offer to set up a trust account for him. "Join a religious group" - what were you thinking?
Maybe an account that you have to sign for it person to withdraw the money. Might help having to visit a branch as by the time you do temptation has passed.
Extra step is for 2 people to sign but that would be a joint account so would complicate it further it terms of ownership etc
If it's mainly bills you're wanting to set aside the money for then pay the bill in instalments - ie bpay $20 a week or whatever is needed so by the time it's due it's already paid. A lot harder to get that money back at the drop of a hat too.
Haha , nice one Watta and l actually do have to work with who l am because it'd take more than a book to slow me down A dirty big padlock with no key might work .
Ace , don't get ya , or was that a joke ?
You see l'm self employed . So there's no regular thing , rather just lump sums as a job goes out , whenever that may be.
So it's hard to do direct debit bills and things as my pays and cash flow will often miss the dates.
One of the drawbacks in my job.
On good mths though there's often enough after everything else to put away quite a good chunk that would really add up if only l could keep it .
Ace , don't get ya , or was that a joke ?
Might sound like a dumb question but if you knew how l spend and waste money and then throw my business into the mix. Needing cash flow and tie me over money until the next pays and stuff which can be unpredictable and often a mth or more apart , bills.
l just need somewhere l can put away some money when l get it , that l can't get my mitts on .
l've tried having a sep sav accounts and not having it on my net banking so that l don't see it , with a target so that it's locked in.
l've tried having 5 or 6 accounts and stashes for savings that l supposedly add to.
Nothing works, l always get to it and spend it .
l need to save !
You see l'm self employed . So there's no regular thing , rather just lump sums as a job goes out , whenever that may be.
So it's hard to do direct debit bills and things as my pays and cash flow will often miss the dates.
One of the drawbacks in my job.
On good mths though there's often enough after everything else to put away quite a good chunk that would really add up if only l could keep it .
Money in banks will lose value over time.
Put savings into silver
Thanks for that people , very helpful.
l feel insecure with no cash in the back for starters.
l don't have any mortgages right now , 2 cheapo places both owned outright .
Do have a bit of a CC l'm paying down.
l do wanna buy another place though also and l don't want to use the others against it . l know that mightn't make sense but have my reasons so , l'd like to not only save to just have some cash put away but l also need a new deposit anyway so there's a target .
lt is good havin g a mortgage or something bc it is like a forced saving for sure.
l often make a start and put in 4or5 or 10k chunks even but with our costs of living being as dear as they are , man l can dwindle away anything , very easily. Without even buying much for myself to boot either. There's usually only a few little things to show for blowing a pile of dosh. That and rent atm because l'm renting , don't live in my places right now plus bills , car , life . Shops , bloody Bunnings haha , l just spend . l do like spending, yep, that l do
Anyway , gonna have to find some safer harder to get to account l think .
Might even get my daughter to sign . She's at school in bank hours , that might slow me up.
l use to freeze cards , till l invented the quick safe defrost, 20mins and your good to go.
Like l said , a dirty big padlock