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Yeah it was the August copy "How I quit my day job" issue. Great read. Now I'm just wondering if Phil Anderson is also on the forum as that would mean all 3 investors interviewed are ss forumites.Got it, read it, want more.
Is it normal to get a discount from the SVR if you're only borrowing about $240k? I thought the only way to get discounts were through professional packages but it seems like people are getting them even without them?? I'm currently on 6.91% with anz breakfree and I feel as though I'm getting ripped off as a 0.5% discount is pretty poor if people are getting this or more by negotiation anyway! Although I'm still ahead at the moment as they waived a few fees for certain things...
$740K loan paying 6.29% variable with St George
All CBA variable:
6.56% on an I/O
6.66% on a couple of LOCs - paying extra 10 points for flexibility
Hi Jon,
How are you getting the extra .1% off?
I've got the wealth package and on max discount (+750k burrowing) and on 6.66 all property related loans
That's good, is it an introductory 12 month rate or for the life of the loan?
We sit a fixed amount above the reserve rate.