Hmm kind of in between brokers ATM although iam looking to purchase a property very soon. Could I get a broker to do the haggling before the application or would it work better during the application? Thanks
Get the broker to reprice your loan now and renegotiate when you purchase.
When you go to purchase another property, just say you have X amount with the bank and require Y amount for new purchase then say other bank offering to take existing STG loan to them as well as the new purchase.
They will accommodate your request.
Also their pricing allows you to easily have your whole portfolio aligned as the pricing discretion states 'discount can be applied to existing loans'