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Hi We just had some reno in our bathroom. The plumber just finished installing the vanity unit, taps, etc including the swivel basin mixer. I thought with a swivel basin mixer the handle should be on the right? But the plumber installed it in the center position (as shown in the photos)...

We're looking at extending our house to include extra 2 bedrooms & 1 bathroom. I was wondering how much does it cost to use a draftman's service these days? And how much funds roughly would we need to put aside for that sort of project? Do they typically do all the drafting work and manage the...

Hi, This could be a newbie question, but I'd ask it anyway as I'm getting very curious with this. :mad: I keep looking at the statement of my home loan, I'm on 3 years fixed rate loan (7.65%) with Westpac since mid 2007 and will be converted to variable rate in mid 2010. My loan when first...

Does anybody realise our Aussie dollar has gained more value against the US dollar in the last few days? I think it's the highest since like November last year. Could this be due to our government spending plan in infrastructure etc or is this a sign that our Aussie economy and industries...

Hi everyone, it's been a while since my last post on this forum. I've made that first giant step (bought my PPOR) in mid last year, and now I'm having this dilemma... 1. Renovate Build 2 extra bedrooms + 1 bathroom as part of the house extension, and rent these rooms out to students This...

With the interest rate on the rise, I'm not sure if it's the right time to buy my 1st IP. But I sure do know it's better to buy sooner than later. I was wondering if the bank would allow me to borrow money for my 1st IP purchase. My current situation: PPOR bought in Aug 2007 a few months...

I'm about to move in to my PPOR, settlement date is 28 September next Friday. I contacted the RE agent to arrange pre-settlement inspection to be held this Saturday afternoon due to my full time job (I can't inspect during weekdays I told her). The RE agent came back to me saying the owner...

As everyone must have found out the IR has just gone up today. My loan is with Westpac, and it's on a 3 years fixed rate at 7.69% when I first applied for the loan weeks ago, with settlement date still 1,5 months away (28 September to be precise). I just rang my bank (Westpac), and the...

Hi, I was wondering if anyone has any xperience with any of the following home/building insurers in terms of price/premium and claims: 1. Westpac 2. National Australia Bank 3. AAMI 4. Suncorp How would I be paying for a standard cover for building only insurance per month or per year...

Hi newbie here (have been around since last year, but still consider myself a newbie :o ) Just getting ready before purchasing my PPOR. What would usually happen after the seller/vendor signs the agreed contract/price? From what I've ready so far, I'd have to organise these following...

The property is listed at $279k. I placed my offer $256k on contract for the property yesterday. I contacted the REA this afternoon, he said he's got 5 offers including mine, and mine is sitting in the 2nd lowest offer. I suspect the REA might be playing games with me over the phone. He said...

Just wondering if living within next to / across the street close to a power station (it's got 2 generators as power supply to the local suburb) could harm our health, or cause any other side effect? The power station with 2 big generators is just across the street of a property that I just...

My situation is as follow... I've done my 'shopping', done some research and narrowed down to 2 properties I like. Both properties are pretty much the same in terms of landsize, both are in neighbouring suburbs (1 suburb adjacent to the other). Here's my plan and some have been executed...

Hi, I've been wondering if the bank would let me to borrow half of the overall price of a property say if the property is worth $400,000 and my parents kick in with $200,000 upfront. I make $30,000 ($20k from small business + $10k from side job) annually. If that's a yes answer, would I be...

Hi, I've been thinking of starting a new home based business, a local small furniture removals business. Reasons to do this business: More income (especially one that generates high cash flow), my freelance website development business isn't good enough for me to start saving for buying...

Yo people :D If you search the other threads I've posted, you'll know that I'm about to buy my first home pretty soon (say perhaps 4 - 6 months from now). I'm looking to buy a house with 3 bedrooms, 2 bathrooms and 1 garage in the Brisbane south side area (suburb like Sunnybank, Sunnybank...

Hi everyone, I and my friend might plan to buy a new IP together as partners. He owns a house (not fully paid, still on mortgage), while I myself have never bought any property before. I was thinking and planning not to use my 1st home owner grant when buying our new IP with my friend. Is...

Hello everyone, I'm a real newbie in real estate and I've got a few questions to ask. A quick intro about myself and my current financial position: Firstly, I run a very small business (self-employed) with low income (currently generating approximately gross $15,000/annum), and I work...

I'm a real newbie in real estate so forgive me if I ask too basic question... Ok, I run a very small business (self-employed) with low income (currently generating approximately gross $15,000/annum). I'm about to buy my first ever property in Brisbane with price ranging from $250,000 to...