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Hi, For borrowing in the vicinity of 900k for a commercial property, with a major lender, what sort of interest rate would be competitive in the current climate? 900k loan, 60% LVR, IO, is 5% realistically a possibility? Cheers Jon2378

So i spoke with a mortgage broker from Westpac today. He told me that I didn't have sufficient income to service the loan I proposed. I even offered to secure it against sufficient equity to make it 50% LVR, and he said it didn't matter - post global financial crisis, if u don't have enough...

So i'm currently considering purchasing a heritage listed property on a large block of land, which can't be subdivided. The numbers look good however I discovered that land tax would be approx $11,000 per year. I would like to buy it as an IP, leasing to a family member. Tax deductability is...

Hey guys, I'm looking to go in with 2 other parties on a commercial property, but I don't know how to structure the loan. I don't have the resources to go it alone, neither do the other parties. Normally a family trust would be the way to go, but the property is negatively geared by...

My uncle has paid off his debt on 3 properties he bought around 25 years ago, including his PPOR, a block of land and an IP. The properties are worth ~$2.5m. 2 of the 3 properties have mortgages on them, cross-collateralised, with about $20k owing on the IP. The IP generates around...

Hi Guys, Sorry in advance for the long story! A a couple months ago I was looking at this property up for auction. In my head I had valued it about 750k, it went to auction (which I didn't attend) highest bid was 550k and it was passed it. Following the auction I approached the agent and...

Hi, I'm looking to purchase a house that is on 2 titles in SA. I am not sure if I would be paying stamp duty on the total price i pay for it (500k), or whether I would pay tax on each title individually (200k for vacant land title and 300k for title with house on it). This effects the...

Hi, I'm looking to buy my first investment property. It's an old 1950's brick house, on 650 square meters in Adelaide. I just found out the title is a Community Title, shared with the house next door. Apparently 10 years ago the land (originally 1,000 square meters) had been community...