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I think many people changed their tune after the Global Financial Crisis hit, earlier topics of discussion included Bill Zheng close a couple of outlying branches such as Perth and his variation of the Graduated Payment Mortgage (GPM) with interest being capitalized, seemed to go the way of the...

Will read it tonight also Thanks for keeping this alive Y-MAN PS: Its hard to remember who's who in the zoo, can we put their moniker/avatar on the interview i.e.