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thanks for the kind words guys Yes IO loans. At least $150pw positive gear after every expense i can think of. This way when rates go up i have some room to breath before declaring bankruptcy :o hmm...after re reading comments here and my previous post it seems i have actually been buying...

"For 70k combined income and with 2 kids, you sound like you're flying mate" thanks, but its like walking on thin ice. Everytime RBA reviews interest rates i can literally hear my heart beat.

Hi guys, while i understand that aiming for CG is better for the long term, it is very hard for me as a strategy as i am low income ($70k gross combined income and 2 dependants). i have been able to amass a grand total of....3 properties by buying positive property and adding value/renos...