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  1. geoffw

    To cross or not

    I'm x-colled now with NAB. I did it with full knowledge of the consequences- it was the only way though that I could get my block of flats. But getting out of the x-coll has been a long slow process- and it's still happening. If your MB is suggesting x-coll, it may be that (s)he is one of the...
  2. geoffw

    To cross or not

    Two things 1. It can be very difficult when you reach the point that you can't get any more loans from your bank to be able to use the equity elsewhere. That's one of the reasons banks like x-coll so much- it effectively locks you in. I've been going through the difficult path of uncrossing...
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