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Refinancing completed 2 days late Signed contracts were returned to Lender on Friday and refinancing went though, daughter has an 30 years P&I with redraw (not ideal but) and we have a 5 year I/O and one annual fee of $380. We probably will do something before 5 years is up eg. sell...

Trying to refinance our duplex loan.... Started exploring possibilities after Deed of Partition was completed. The main problem was our serviceability as we did not meet Big4 requirements. Daughters serviceability was fine. Anyway to cut a long story short, approval and paperwork did not...

Update & succesful conclusion $7000 FHOG deposited in daughter's account on Monday. Deed of Partition bill was $1519 all up ( $627 to our solicitor for professional fees & photocopying) rest of bill was lenders solicitor, registration fees x2, stamp duty on partition and title searches x 3)...

Deed of Partition finalised The solicitor's secretary rang me yesterday with great news, deed of partition completed and our daughter's unit is registered in her name finally! Our daughter rang last Saturday with the news that the house next door to our unit is for sale, this is the house...

Update on Deed of Partition Spent time over the weekend re-reading OSR information again re FHOG as time running out to apply first FHOG. Solictor's secretary sent an email today saying all documentation at OSR for consideration! Going to be a bit of a surprise package as it has taken so...

Brendio Suggest talk to a Solicitor first - I think the fact that Surveyor could electroniclly lodge strata may have been my biggest mistake by not letting Solicitor lodge strata when land was originally brought 50% in daughter's name. Don't really know - friend has previously done a deed of...

Consultant solicitor's secretary emailed me and asked for copy of Credit Unions valuations as it would be helpful with Stamp Duty!!! :eek: Hope this was a typo as we are doing Deed of Partition so that we only pay transfer fees to correct ownership of units eg we own Unit 2 100% and daughter...

Valuation of units both came in at 310K each side (conservative) or 620K to my way of thinking. There are no 3 bedroom double garage units on Realestate.com.au in our local area. Last lot of recently built units approximately the same size sold for 320 & 325K Aircondtioning has been...

DOP still in progress - we have to get both units revalued for our lender so that we can progress. We will have to pay $231 for each unit to be valued (most likely) by the same valuer who valued them before during and after the construction last year. Hubby took the phone call so he reckons...

Sent email to Solicitor for update on progress of Deed Of Partition which we signed for end of September, solicitor didn't reply so I waited about 10days and rang. Ahh. I dug your file out when you sent the email and I have yet to organise as I have been away. My response was I want Deed...

Brute Planning on a 1 or 2 1 Pay us half cost of the fence which you agreed too OR 2 Move your retaining wall onto your boundary. I will use our lawyer for this if needed as daughter of next door neighbour verbally admitted to my hubby that her Father had removed surveyor peg...

Received a Number for Local Court hearing - guess The Local Court House will notify us to attend! Received back via registered post our Letter of Demand which had been opened, wonder who opened our Letter of Demand for Fence payment then paid to send back to us? Will wait till end of...

Rang up and got free legal advice, since we have followed procedures to resolve eg. mediation which has been cancelled twice by the other party and we have evidence that other party agreed to fence and cost. Today we went down to the Court House and lodged a 'Statement of Claims' and paid...

Mediation session at Court House was booked for tomorrow at 10am. Community Justice Centre rang hubby to say it has been cancelled by neighbour again. Beyond a joke so I will make appointment with our Lawyer. :(

Received some free advice from phone number under court house in telephone book. I sent a Letter of Demand with a copy of 'evidence' next door neighbour had agreed to pay half of fence in 4 installments. Anyway CJC rang to say neighbour agreeable to mediation session at Court House and date...

Community Justice Centre sent me a second letter to say they have received no reply to the 2 letters sent, therefore CJC is assuming that [debtor - my word - not CJC language] does no wish to arrange mediation with me/us. Found this pamphlet (page 2 has an excellent diagram) this afternoon if...

Picked up Strata Plan Common Seal stamp today and checked with Office of Fair Trading that we have done everything eg. inaugural meeting, don't need to register, just hold AGM each year. Almost forgot - rang for legal advise re: non payment of fence... 1. Send a Letter of Demand (typed up...

Rang consultant's secretary to find out progress on DOP, still waiting from them to get back to me. We went caravanning last week end and put the caravan in for warranty repairs so have not been to court house yet. I have to start a SMSF this week so probably will not get to the court house...

Live and learn Received letter from Community Justice Centre yesterday - next door neighbour has not replied to letter sent by CJC. Hubby and I are going away tomorrow for long weekend, so as soon as I make the time I will go down to local court house and see what the process is to recover...

Section 24 Recovery of money payable - Do I go to the Local Court House to do this? Neighbour signed that she accepted timber fence quote and agreed to pay half $825.50 and pay within 14 days of fence being constructed, then requested 4 x payments of $207 and hubby agreed. She has not paid...