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Totally agree with you, so it is not just the timing but what plans you have set out for the future. We lived in an average suburb further from CBD, south west, yet acquired 8 IPs before moving to dream home. AND in our circumstances we only started investing once the kids were born, but only...

Yes Terry a very good point with which I agree, having CG allows to further build wealth quicker, whether via the new deposit. I think lots of people miss that point and perhaps that's why most never invest past 2 IPs as they find the whole process so difficult. It took few years for me to...