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you would need to first inspect your property, take photos etc as evidence, look for any pot holes, uneven ground, dodgy looking trees etc. Anything not disclosed will be an out for them. For a policy like this they would hate to pay out a cent. I am trying to envisage what it would cover that...

or have your holding structure set up correctly and work on the basis that not every event in life can be foreseen and insured against. Personally I think this is going way too far