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I'm going back to uni and getting another degree in an unrelated industry. I plan to keep working full time whilst studying as well. I'm 24 now hopefully I can finish it within a few years. Upon graduating if all goes to plan I'd be on around 60k and hopefully within 5 years I could be up to six...

Nice analogy. Like any investments the more income/earning capacity you have the more potential you have. The person with the greater earning capacity also has the ability to do better via compounding interest and can afford to invest in the 'blue chip' suburbs, whilst the lower income...