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  1. murtagh

    Salary Sacrifice IP Loan Interest

    Hi, I'm wondering if I'm missing something about salary sacrificing IP loans interest - my employer offers this, but it seemed at first glance to not give me anything. Then I found this thread: http://somersoft.com/forums/showthread.php?t=34893 Where it was pointed out that the...
  2. murtagh

    China calls for supercurrency

    Anyone else noticed this / have thoughts? from: http://www.bloomberg.com/apps/news?pid=20601087&sid=ae6ezzIMK6cs&refer=home Some questions from me to kick us off .. Is this more posturing than a real suggestion? What does China's continued digs at the US position mean for the...
  3. murtagh

    Just what is Inflation?

    http://www.ritholtz.com/blog/2008/12/1933-inflationdeflation-movie/ I found this depression-era educational film very, um, educational! Very interesting to see both the explanation of inflation, and the intended outcomes (ie: ending the depression). And very timely given it looks like the...
  4. murtagh

    Saving is boring

    Hello, We are saving up for the deposit on IP #1, having purchased a little PPOR late last year. It would have been nice to see some instant equity from the PPOR but it looks like that won't happen. We have our savings going into the offset account on our PPOR mortgage. No debt aside from the...
  5. murtagh

    Demographic inversion in US cities

    Hi, I am making my way through this article. Maybe some of you would be interested in it too? http://tnr.com/story_print.html?id=264510ca-2170-49cd-bad5-a0be122ac1a9
  6. murtagh

    "Melbourne house prices are likely to decline by 36 per cent in the next three years"

    I have been trawling for some D&G from years past, to compare with the D&G now running rampant. My favourite is this one: http://www.theage.com.au/articles/2002/09/28/1032734371850.html "This suggested that any further impact on people's incomes, confidence or spending capacity would...
  7. murtagh

    Dirty at Settlement

    Hi, A quick one hopefully - we're about to settle on our PPOR, so we dropped in last weekend to check the condition, to get another look at the rooms and all that stuff that people do. I couldn't be there, but I'm informed by my other half that it was dirty and that "if I was renting it, I...
  8. murtagh

    Odd Reno Attempt

    Hi, We're looking at buying a unit, late seventies construction - it's one of those big brown ones with car spaces underneath it (ie: on big concrete stilts, like this one). There are a few "strange" things with it that I would like some thoughts on.. The place looks like it's been rented...
  9. murtagh

    agents talking about offers

    Hi, during the week we saw a cute little place which we'd like to now put an offer in on. Of course, it already says "under offer" on all the usual sites. Inner Melbourne, 2 bdrm unit asking price "250k+". Questions for the more experienced people here then: a) the agent at the inspection...
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