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Am looking for suggestions from this fine forum....would like to reno a few of my properties (cosmetic renos, redoing bathroom/kitchen to bring them into this age) but would like to preserve the equity I have for upcoming purchases rather than use it for the renos. Any suggestions as to a...

Not strictly property investment, but was wondering if there are any property valuers on the forum willing to share their story. How they got into the industry (TAFE vs uni, how are different courses perceived by potential employers, the pros/cons of this type of job e.g. is there lots of...

Hi all Anyone have experience with lenders out there who allow this? Or is increasing LVR to, say, 90%, with the reasoning 'for future investment when and if it shows up' too vague of a reason and therefore will be denied? Was considering upping LVR and copping the LMI to pursue a more...

Hi everyone Thought I would tap into the collective genius on this site.....got an email from my property manager that a rat had gnawed through a water pipe, resulting in a huge flood of water. Water was in ceiling cavity so the build-up resulted in part of the ceiling caving in (large...

Hi Am looking for advice on how to move things along - am in the process of refinancing between two of the big 4 (Macquarie to Westpac) and have had paperwork submitted by my broker several months ago now. Still nothing, seems Westpac are constantly 'escalating' the case without making any...

Hi all About 18 months ago, received an email from property manager that tenants were interested in purchasing the property they currently rent and was I interested in selling? At that stage, no, wasn't looking to sell. Situation has since changed and am looking to sell said property in...

Hi all Scenario: purchase of an investment property for say, $500K, with the intention of renting it out for a couple of years then turning it into a PPOR for several years. Loan is a standard IO at 80% with offset, where the remaining 20% deposit is taken from available equity from other...

Perhaps not technically LOE, but just thought I'd let you know what a couple of the big banks are doing here in Denmark...actively encouraging people to use the 'friværdi' (increase in equity) in their own homes to supplement their pension/superannuation...just tap into this and improve your...

Hi Wanted to get thoughts on my having to potentially reimburse tenant. Tenant asked for permission to have a cat, through the PM, which I said yes to. Didn't think to ask the body corporate at the time :o (request made about 2 months ago, cat is now comfortably ensconced) - sent a quick...

Hi again Was wondering about how to get a rough value of properties i.e. units, townhouses / villas compared to houses. I read somewhere (can't remember exactly where) that if unit prices are about 78% of the house price, then that is a good ratio. Under about 75% of the house price, then...

Hi Just wondering if anyone has had experience in getting landlords insurance where there is onsite management? I have IPs insured with Terri Scheer (for properties with no onsite management) but part of their policy is that an external agent needs to manage the property in order for...

Hi I just wanted to get an idea if the costs I've been quoted to replace pipes are reasonable, as tenant has noticed that rusty water is starting to come through (the quote seemed okay to me, but wanted to check before I gave the okay to go ahead with the work) Plumber has quoted: To...