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    Personal Loan or Credit Card for Serviceablity?

    Hi, Hoping the brokers out there are able to give me some guidance on this one. I currently have a personal loan of approx $25k, paying 7.95% interest, which I will pay off in the next two years. I have the opportunity to transfer this balance to a credit card for 24 months at 2.9%. Obviously...
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    Landlord insurance before settlement?

    Just seeking advice on what insurance to take out on a new purchase. We have just signed a contract of sale and understand we need to take out insurance on the property as the risk passes onto us as soon as contracts are signed. Settlement is not for 8 weeks. There is currently a tenant in place...
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    Ideas for Mum in retirement

    Hi, I was hoping I could get a few ideas in regards to helping Mum in her retirement. Unfortunately, Dad unexpectedly passed away late last year and turned things upside down for Mum. Myself and my brothers are trying to work out the best strategy for Mum going forward. Her current...
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    Sell IP to purchase PPOR? Yes or no.

    Hi, This is our current situation. We currently have our only IP in Adelaide, initially purchased as PPOR in 2004. Purchased for $340k in 2004, current estimated market value would be about $380k. So the return has not been great. The IP is tenanted on a 12 month lease expiring Jan 2010 for...
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    Tenant Breaking Lease

    Hi, As you can see I'm a new member to this forum, but have been reading and educating myself with the wealth of info on this forum for quite some time. Now I need some advice. I currently have an IP in Adelaide (previously PPOR but was relocated to Sydney 6 months after purchasing this as...
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