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  1. cuteduck

    Refinance opinion

    I am thinking about re-finance my current PPOR and IPs with the aim to extract the equity and to lower my current home loan rate (4.53%) This is the suggestion from the MB <<snippet>> As per our discussion, the structure is as follows XXXXXX Facility 1 - PPOR - Wife's name on title...
  2. cuteduck

    Marsden Vs. Waterford West

    I went to check out some IPs around Marsden and Waterford west area on the weekend. There are plenty of Sydney investors buying IPs withOUT seeing or checking out the property, but not many local investors. Can someone enlighten me to which suburb is "better" to have IP? I was being told by...
  3. cuteduck

    Transfer PPOR to Family trust

    Hi I have a property in NSW which my PPOR initially (lived there for till 2009). I moved out in 2010 and my 6-year CGT exemption is due in 2015-2016. I am thinking about transferring my PPOR to DFT with corporate trustee due to nature of my job (for asset protection purpose). I...
  4. cuteduck

    BOQ specialist

    Has anyone ever used BOQ specialist? Their offers are quite attractive. Variable interest rate = 4.6% (1.41% disc) with mutiple offsets 90% LVR without LMI I am thinking about refinance it away from ANZ. I have spoken to retention team and ANZ bank decided not to go lower than 4.78% (1.1%...
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