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  1. Vanillascent

    My first reno

    Hi everyone, I thought I would share some photos of my first reno in Boondall QLD. Nowhere near as drastic as some I have seen on the forum, but something that I am quite proud of as a complete newbie. It was a relatively cheap reno ($9,100 approx) - figures below for those interested...
  2. Vanillascent

    PPOR Election

    Hi everyone, I was just wondering what to do in my current circumstance. I bought my first house in August and plan to rent it out once I have lived in it for a full year. The plan was originally to rent a property owned by my parents and houseshare with a few friends (ignore the fact that...
  3. Vanillascent

    Help a girl out

    Hi everyone, Can someone help a girl out and tell me what this is? I have asked a few people and no one can tell me (friends not pros). To me it looks like a vacuum maid fitting except it's the only one in the house and there are no other related units. I thought maybe it might be a gas...
  4. Vanillascent

    Bank of Adelaide - Interest Only Fixed Offset

    So my broker just showed me a niche product that has been on the market for a while that has just had a competitive rate drop. Was looking at ING but their serviceability calculators work off 8% interest which dropped my borrowing capacity 30k below any other bank I have looked into and falls...
  5. Vanillascent

    5% Genuine Savings Dilemma

    Hi there, I only began saving for my first house deposit in February and have saved $10k to date. I have studied full time since 2007 and I currently work 3 days per week perm part time and earn 60k per year while I complete my PhD. I am currently able to save $900 per fortnight after all my...
  6. Vanillascent

    Newbie Advice

    Hi everyone, I have been lurking these forums for quite some time and really appreciate the discussions and insight that you all offer. I am 25 and live in Brisbane and am currently in the process of saving for my first home deposit. I am hoping to save $30,000ish by March 2015. I am...
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