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  1. J

    What $350,000 Buys You in 10 U.S. Cities (MSN article)

    These are more expensive now the exchange rate has dropped so its around AUD $445,000 http://www.msn.com/en-us/money/realestate1/what-dollar350000-buys-you-in-10-cities/ss-AA8tJTD
  2. J

    How do lenders treat a history of salary sacrificed concessional super deposits?

    What consideration do lenders give to salary sacrificed concessional superannuation deposits which at a $30,000 per year limit could for example be $20,000 per year salary sacrificed outside of the 9.5% superannuation guarantee? As far as I understand, this $20,000 does not normally show up...
  3. J

    IO Offset account with 100% of the loan value - what do you pay?

    Hi Everyone I have been reading the recommendations to have an IO loan and using an offset account. I am a bit confused about one thing. From what I have read the balance in the offset account is deducted from the balance of the loan outstanding and you only pay interest on the difference...
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