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How dare you use me as part of a straw man argument to feed your persecution complex I have nowhere said or implied anything to do with you or anybody else being or not being an Australian citizen and I have in no way said anything which implies that it has even crossed my mind that I have a...

The strange thing is that all the Singaporeans I have met who have migrated to Australia all chose to live in what were once referred to as 'white bread' upper socioeconomic neighbourhoods such as in the Kew area, the Balwyn area extending up through Surrey Hills and Mount Albert, Canterbury...

I was looking at that one a few years ago. From your account the price has done nothing in 4 1/2 years. http://www.realestate.com.au/property-house-vic-ardeer-106635328 There are plans or discussions to electrify the Ardeer line so it can carry suburban trains and if that ever happens it will...

These are more expensive now the exchange rate has dropped so its around AUD $445,000 http://www.msn.com/en-us/money/realestate1/what-dollar350000-buys-you-in-10-cities/ss-AA8tJTD

Ryan C it might have been better to frame your concern as being a desire to preserve and protect your father's assets to make sure he doesn't end up living in a caravan or with one of his children rather than frame the issue as being about "your inheritance".

The gold mine for the spouse-to-be in this situation as portrayed by Ryan C is actually the lifetime of welfare and benefits which comes with Australian residency. In today's values a women in her early 30s outside the workforce who has two children stands to receive well over $1 million in...

Okay I think I have got it now. You want to "protect your inheritance" by having your father give you his equity in his house. In other words, you want "your inheritance" now. Is he on a pension? If he is you need to be aware of this: ********************************* Seling or giving...

Ok I think I understand now.

What consideration do lenders give to salary sacrificed concessional superannuation deposits which at a $30,000 per year limit could for example be $20,000 per year salary sacrificed outside of the 9.5% superannuation guarantee? As far as I understand, this $20,000 does not normally show up...

Ascot Vale gets a bit dodgy around the corner of Union Rd and Epsom Rd and I cannot think of a comparable level of dodginess within a comparable proximity to Blackburn.

This is how AustralianSuper rates the risk of Australian Sustainable shares: ******************************************** Risk level for the time invested (Australian Sustainable shares) Short term (If savings are required in 5 years or less): Very High (Risk Band 7) Medium term (If savings...

Some people say there is an unresolved ongoing flood risk for some of the properties at Martha Cove along the canal (Tassels Creek) when a king tide coincides with a torrential downpour. The level of risk might be partly determined by insurance company attitudes towards this...

Yes the walk around the Rocks and across the bridge is great but if you only walk one way across the bridge it is better to organise to walk towards the city rather than away from it.

Great ... thanks guys.

Hi Everyone I have been reading the recommendations to have an IO loan and using an offset account. I am a bit confused about one thing. From what I have read the balance in the offset account is deducted from the balance of the loan outstanding and you only pay interest on the difference...