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    Using an overlay to repair concrete

    Hi All, I've got a tenant who has washed the concreted part of the backyard with a pressure washer, and it has partially torn it up. Spalling is apparently the appropriate word according to google, and similar pictures. There were already some cracks etc present. They are now concerned about...
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    Floorboards in unit

    Hi Everyone, We are due to settle on a unit in Parramatta in early November and one thing which is needed is new carpets/flooring. Presently, there is carpet throughout the entire unit apart from the bathroom and kitchen. Ideally i would like to put floorboards down in the living areas, and...
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    Which lenders will lend to higher LVR on dual occupancy?

    Hi All, Thought someone might be able to provide the name of banks who will lend to 80% LVR, or higher as against a dual occ (Granny Flat). I am with ANZ for multiple loans and while they are willing to lend to me presently, it is only to 70% for the dual occ. This is reducing the lend by...
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    Can you build a granny flat, prior to the PPOR?

    Hi All, I was looking a buying some vacant land in Beecroft, NSW which is where we would eventually like to build our PPOR. This would ideally be to stay for long-term. The problem is that due to the high cost of the land, to build our 'dream home' (you know, underfloor heating, triple galzed...
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    Now that's a transformation

    I know the old run down version of the house so when it came up for sale on re.com.au i couldn't place it at all. Still can't afford it though. Probably $1.1M+ Glad to see someone restored it rather than bulldozed it...
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    Occupation Certificate

    Hi everyone, I have recently finished building a granny flat and the last building payment is now due after some things needed to be rectified. I spoke to the certifier today about the final occupation certificate and when it would be ready. He indicated they were waiting for some...
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    Letterbox

    Hi There, Bit of an obtuse question. I am building a granny flat at the moment on a corner block at Blacktown which should be finished in the next few weeks. There was already a driveway and gate on that side on the property and we have put up an adjoining fence between the old house and the...
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    Excel sheet for investing with equity

    Hi Everyone, I am trying to prepare my future investment strategy so that i know where the goalpost are and what i am investing for. On the basis of continued purchasing using the existing equity in investments i have prepared a spreadsheet for the next 10 years. I know there are a lot of...
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    Kitchen Makeover

    Hi Everyone, Thought i would share a pciture of the recently made-over kitchen from our first investment place. All done ourself apart from the plumber to move the water pipes. The extra good thing was that i put the old kitchen on ebay for sale and it sold for $500! Started at $1 as I...
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    Wooden Wall

    Hi Everyone, I have scheduled a reno on a place we bought in March to begin at the end of next week when the tenant vacates. There is one wall which has me perplexed though. I have attached a photo but essentially it is a 'feature' wall of angled pine boards painted with an estapol. Not...
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    Building contract

    Hi Everyone, Was wondering if anyone had any additional clauses which they insert into the NSW standard building contract? So far, i have inserted the following additional terms: Inspection of Site Before signing this agreement the contractor shall have inspected the site, its access...
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    Disclosure to new tenants

    Hi Everyone, Here is a question that maybe a property manager may be able to assist with. Was just wondering, when renting to new tenants in NSW, does the lease need to disclose whether there is asbestos present? At my new IP there is an older shed/garage (construction date unknown) which is...
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    Future Considerations

    Hi Everyone, Just wondered if anyone had any thoughts on my situation. I am thinking about my medium term plan and was wondering if i will run into trouble with my borrowing capacity. We currently live in our PPOR which has a mortgage of about $300K. The house is worth in the vicinity of...
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