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Hopefully not long Marg4000, otherwise my houses will be really uncool. (The other houses may even pick on them ;) ) I refused to go down that rendering and painting path... after all the idea is to get good at this IP thing and work less... not more. :)

VBplease, (make it two, Thanks :P ) That is really good to know.Think the fall is more than 1degree...not sure if its quite 5 degrees. It's def not currently that kliplock stuff. From memory it had exposed tech screws. We havent had roof issues to date, but I remember speaking to one...

Haha Beachgurl, Interesting about the newsletter. I had heard there is a high incidence of shoes being stolen from porchs atm. (Sounds like teens to me :P ) They are probably also stealing 10cm of garden hose each day too ;) ... however it will be a few more weeks before that reaches ACA...

"Ropes Crossing.Do you know where that is?! I'll tell you where it is - Mount Druitt" Skater, I had heard bits and pieces about this too, I found it interesting. Especially the employment the industrial area may create.... *** Had a convo last week that you might find amusing...

Feel your pain scientist, I feel your pain. I got a roof leak message this morning also. Only entry point atm is in through the bathroom IXL :eek: However that doesnt mean much as I know water can travel along battons and even pool in ceiling, so entry point may not be straight above...

Thought you'd buy it. :D Nathan, Thanks for posting this! I seriously considered this property also. I had even organised phone bidding. However, I used a large amount of will to prevent myself from submitting my intent to bid. For reasons very similar to what you said. This...

Nathan, Constructed with what materials? Is that a special rate for you? ;)

Beachside, I was supporting your share ;) and expressing another way it could be helpful. :) Dont mind Aaron_C. IMO he aint a bad bloke and can give useful info. Sometimes you just have to give him a bit of stick back. He is one of these types that thinks development is great... while its...

Substitution of security is a possibility with most lenders. It's in there interest to keep your loan longer term. However it is an application process. Requiring property valuations and LMI insurer approval. This is the point where is can get tricky. The LMI insurer can in some instance...

$100K mark I expect Brick / Tile and decent fittings.

LMAO Chilliblue, yep that sounds standard. :rolleyes:

:D Yeah he is pretty decent. Probably wants to make me rich or something!:eek: The nerve of him... so I can borrow more and buy more and borrow more. :P haha

You dont get any trail on a construction loan? :eek: :confused:Why is my broker always encouraging me to get one?

Ideo is pretty spot on for me. :D Although Aaron_C has a point, but he is a broker. ;) Probably loves lending for developments....think of all that trail commission aye :p haha LOL. It's a bonus to prices, it's a longer term worry for the country, but socially as if Gen Y care about their...

Ughhhhhhh haha I feel the pain. :) For me the bank is the easier part. The real estates we have dealt with were mostly moronic. However you do come across some great professionals. To cope: #1 : I ask to see contract, section 149 and rental appraisal (in writing or via email at...

#1. Assume the land was a nice little gift. #2. Assume there is no mortgage. #3. Assume the GF wont be removed. It would be in it's final position. Leaving the space for the house later on. #4. Assume that the area is undergoing major improvements and infrastructure projects. #5...

If you had a block of land in an regional centre. On a suburban street. With enough space for a house and a GF. However probably wasnt worth building a decent IP house on (value wise) at the moment. Would you fence it and whack a $100K odd 2bd granny flat on it, earning at least $180 pw...

Between 1 & 2 for me. *Thoughts only.....not financial advice. **********:) I'd say no to 3 & 4 3. Refinance to a smaller amount build a granny flat to lock up to ensure approval is granted before any rules change, use this as storage. Rent house. (Why bother spending the money building...

Dont mind the "not in my back yard" comments...haha Pretty sure they dont love it in their "2 x 1 courtyards" either :p Thinking this might be helpful, in another way. In that if you have documented evidence of projects underway similar to what you would like to achieve this could be a...

Im with Katryn & Marg, They have a longer term view. Whereas Im still in the middle of it now. We bought the 700sqm block, plain cheap 3 bd,1b,1 garage + 3 car garage on the back. (opening up onto it's own lane) We neatened it up. For the minute our granny flat dreams are on hold with...