Recent content by LesleyAnne

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    What time should you have breakfast?

    My first meal of the day is usually around midday, if I'm not at work I'll add in a vegi juice an hour earlier. I don't get hungry till then and am slim and fit for my age. Basically the regime allows for a mini fast every day, with all the benefits but without feeling deprived. I feel more in...
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    Advise Please

    Update!! Hi All, April this year I put it out there for advise on my situation on the forum regarding whether to sell my PPOR or not and now feel it's an opportune time to let you know how my "big decisions" have played out! Firstly selling my PPOR was the very best decision!! as I now in...
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    Anyone been following this story

    I am reading the "Sociopath Next Door" in it it explains a university experiment. Ordinary people are directed to do something that causes increasing levels of pain, being the "teacher in the experiment", to the the "student", (who is an actor) if they give a wrong answer, if and only if the...
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    Anyone been following this story

    The commission into abuse of children in care states that 22 years is the average time taken for an abuse victim to come forward and 9 years old is the average of girl victims and 10 years for boys. Defenceless children, to be used and abuse. Appalling
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    Being Content or Being Happy

    My main issue achieving contentment is there's always something to do, read, research, sort, txt, phone, email, cook etc let alone exercise, paint, spend time with my kids, friends and so on. Not enough down time!! My friend gets up at 5am every day to keep up with things... Yikes, I draw the...
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    Being Content or Being Happy

    IMO, contentment in a very internal state and belongs to very few. My dad, as I know him as an adult, is most content person I know. He's never been ambitious and takes both pleasure and happiness in being a support person in his family life. Now at 82 he looks 72, does hour walks, cycles...
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    Perth Future Development Under $500k?

    Thanks for all the feedback and responses everyone. Also any comments on Midvale, large blocks, rezoning occurring now and in the future, some sub $500k?
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    Perth Future Development Under $500k?

    I have a limit atm of $500K. For me the most important aspect is growth. In the future I may or may not develop the property. I just need it to grow in value over shares, regular buy and hold etc.
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    Perth Future Development Under $500k?

    Such as; http://www.realestate.com.au/property-house-wa-girrawheen-117294971 Thanks!
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    Perth Future Development Under $500k?

    Thanks for that Mrdobalina, I've had a look at Coolbelup briefly, not a lot on the market atm because of the rezoning, but in my price range. I'll check out the other areas you mentioned.
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    Perth Future Development Under $500k?

    Perth future development site under $500k I am looking for a house/land with future subdivide potential (max $500k), to hold as is for min 3-4 years, maybe longer. I appreciate most every other investor is looking for something similar, but any suggestions on other areas not quite in the...
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    Substitution of security!

    I don't have the forms in front of me. I will message my broker with the 2 documents that you have, thanks Brady. No I am not asking for any increase in borrowings.
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    Substitution of security!

    Maybe things have changed. I've just had a chat with my broker. He did not mention my details in the inquiry to CBA just a scenario! Phew! The docs do request a statement of income, so my broker is finding out whether supporting docs are required. At this stage I've not put an offer on another...
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    Substitution of security!

    Thanks Rolf. Yes, my broker wasn't aware of it until he was organising the 2 docs to keep both my loan and loc open. He's sent off an email to clarify saying that my income had changed to the original loan which I'm not sure was the right thing to do as I think that they will see this as a red...
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    Substitution of security!

    Prior to the sale of my PPOR I met with my broker to discuss holding my borrowing capacity open for a short period of time until I purchased another property. I have now found out that I will need to declare my income again with the substitution of security with no additional borrowings...
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