Recent content by jelsa2

  1. J

    End of an Era

    My heart caught in my throat when I saw the words 'end of an era'. Thank you so much to all. I have learnt so much from all you wonderful people! I will join the new site and look forward to learning more in the future. Thanks so much
  2. J

    Tax accountant & mortgage Broker WA

    Sorry Rolf! Lol
  3. J

    Tax accountant & mortgage Broker WA

    Thanks Ralph & DT for the recommendations I'll be following them up Jelsa
  4. J

    Tax accountant & mortgage Broker WA

    Hi after feeling frustrated with my accountant and mortgage broker, I'm starting the new financial year with a clean sweep, looking for a new team to work with. Does anyone have an accountant who is across residential property investment tax stuff that you are extremely happy with. Also a...
  5. J

    Interpret the text on this embroidery

    Hi All I know this is off topic but I was hoping someone could interpret the text on this photo. I know the woman who made this was originally from Afghanistan but did move to Pakistan where she actually made this for me. We had a connection through her son who committed suicide two years ago...
  6. J

    Cruise - Anyone been on one?

    Partner & I have been on a few. Great value for money as most food included, where else do you get your bed made twice a day and turned down at night. Food is great caters to all. Remember that the longer the cruise the older the patrons. I've been to noumea out of Sydney twice . This is around...
  7. J

    Cruising - hints and tips

    Sorry shore excursions
  8. J

    Cruising - hints and tips

    Just arrived back from our cruise. We were provided with a 1 ltr bottle of water (3euro) each day. I ordered 4 large glasses of water which arrived with each covered in glad wrap & I'd store these in the fridge. There are extra charges for some things so try to claw back money where we can. We...
  9. J

    Do you like "the Masters experience" ?

    12 months ago, I bought a wrought iron outdoor setting at Masters and am happy with it. I would go their to buy the homewares stuff but Bunnings for the maintenance stuff. As others have said at least there is some competition and slightly various items eg vacuum cleaners white goods at Masters etc
  10. J

    User Name Meanings

    Mine is a nickname of my surname & I also use it to sign my oil paintings which are still in the very early stages of brilliance, and thought if I ever became a famous artist I could be really secretive and still live my life as freely as I do today! Lol
  11. J

    Pro-painter - Painting 101 Help?

    I'll also add, once sanded begin painting from the top down, meaning the roof first then the walls followed by the t trims (if you have any). I like to use water based paint for all painting but prefer oil based for trims & doors as they don't chip as easy.
  12. J

    Travel Money Card

    We just returned from Europe last week where we travelled through 12 countries over 5 weeks & nwe had an Australian Post travel card and it worked really well. Only thing isneed to keep an eye on your total as If u want to reload make sure you do it b4 2pm on a Fri as it takes 3 days to go...
  13. J

    PM wants 100 points of ID from landlord

    My PM asked me for 100 points ID as I was changing bank accounts and had notified him via email. I was also going overseas so was very happy to know they are putting measures in place to prevent scams, after all I hadn't seen my manager in person for the last 3 years so makes sense to me & I was...
  14. J

    Finance structure & cost offset

    Thank you all for that. I might give the ATO a call to check, but thank you for saving me!
  15. J

    Finance structure & cost offset

    BTW I don't have a PPOR at the moment as I'm moving in to partners house. Will get an offset on my return from my trip.
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